Multi-Million Dollar Advocates Forum
Martindale-Hubbell Client Champion Platinum 2023
American Association for Justice

Structured Product or Structured Note Investment Losses? How to Recover Your Investment Losses

Bixby Law PLLC

Bixby Law PLLC is currently investigating claims involving brokers, financial advisors and firms that recommended clients invest in Structured Products such as Structured Notes, Autocallable Structured Notes, Reverse Convertibles, Principal Protected Notes. Many investors may not understand that may be a substantial risk of losing all or a substantial portion of the principal invested in many Structured Products and Structured Notes. Investors who were sold Structured Products or Structured Notes and have suffered losses or other damages may have a right to file a claim through FINRA (Financial Industry Regulatory Authority) Arbitration to recover their losses.

Structured products are complex securities and investment products which are typically derived from one or multiple securities or even a market index, commodities, or even currencies. The terms and features of complex Structured Products vary wildly and may be difficult for retail investors to understand. Some Some structured products and notes come with principal protection, and others offer no protection or very limited protection. Structured products normally come with two components – the note and a derivative. The note feature of the product typically pays interest periodically, and the derivative component which sets payment at maturity. As such structured products are often compared to options contracts or options trading.

Structured Products – Regulatory Warnings

The Regulatory Organization FINRA which oversees brokers and brokerage firms has long warned of the risks of offering such products, particularly to retail investors. While structured notes and other structured products may be marketed as alternatives to debt and fixed income investments, FINRA has warned that “the potential loss of the principal for many such products may make them unsuitable for investors seeking alternatives to debt securities.” Consequently, FINRA has cautioned financial advisors against misrepresenting such investments as “conservative” or “predictable” and instead likened structured products as “more akin to an option contract.”

Finally, FINRA imposes strict obligations on brokerage firms who recommend such products, including the obligations to:

  1. Due Diligence & Training: Conduct adequate due diligence of the product recommended and training of their financial advisors
  2. Suitability/Best Interest: Determine that the recommendation is suitable or in the best interest of the customer;
  3. Fair & Balanced Presentation: Any sales presentation of the risks and the
  4. Supervision: Diligent supervision of financial advisors who recommend structured products.

Because of these strict requirements brokerage firms and advisors that violate any of these obligations may be subject to liability and damages for their conduct.

Did You Own a Problematic Structured Product or Note?

The analysis of your Structured Product or Structured Note may be extremely complex. There are a wide variety of banks and financial institutions that issue these types of Structured Products, such as:

  • Bank of Montreal (BMO)
    • Including BMO Autocallable, BMO Notes, Barrier, Accelerator, Callable
  • Barclays Bank PLC
    • Including Barclays Bank PLC Note Convertible Security Linked, Barclays MTN (Medium Term Note) Security Linked Convertible
  • BNP Paribas
    • Including BNP Paribas Note, BNP Paribas Note Convertible Security Linked (CONV SCRTY LNKD), BNP Paribas Note Monthly Variable (Mthly Var)
  • Citigroup Global Markets
    • Including the Citigroup Medium Term Note (MTN) Security Linked products
  • Credit Suisse AG
    • Including the Credit Suisse AG London Branch Note Security Linked products
  • GS Finance Corporation
    • Including the GS Finance Corp. Note Security Linked products
  • Morgan Stanley Finance LLC
    • Including the Morgan Stanley Fin LLC Sr Medium Term Note (MTN) Security Linked and Morgan Stanley Finance LLC Note M/W Callable Security Linked (Clbl Scrty Lnkd)
  • Societe Generale S.A.
    • Including the Societe Generale Note, Societe Generale Note Convertible Security Linked, Societe Generale Note M/W Callable Security Linked, Societe Generale Note Var, Socete Generale Unsecured, Societe Generale Medium Term Note (MTN)

If you have suffered losses investing in Structured Products or Structured Notes, you may have a legal right to recover your losses. Bixby Law PLLC represents investors on a contingency fee basis and does not charge upfront costs or fees. You will only be charged attorney’s fees by Bixby Law PLLC if a recovery is made for you. Contact us today for a free and confidential evaluation, toll free at (833) 547-4994 or email attorney Michael Bixby directly at

Client Reviews

Michael Bixby is an attorney of honor and integrity. He is a true professional in the courtroom. His commanding performance is only surpassed by his knowledge of legal procedure. Michael's counsel was invaluable from...


Michael Bixby is a true gem. A lawyer with immense integrity and devotion to his clients. I could not be more grateful for the legal work he did for me.


Michael Bixby was a great help in solving my attempt to recover some of my lost retirement funds. He and his Firm did a wonderful job for me and in the end made every effort to get my recovered monies available to me...


My wife and I contacted Michael Bixby about a matter where we felt we had been wronged by a former financial advisor resulting in significant investment losses. We had sought advice from other sources and were told that...


I would like to thank attorney Michael Bixby for taking my case. With his team he recovered money that I considered lost to me. I pray I never have this problem again but would recommend him and his team to all.


Michael Bixby did every thing he said he will do. He would keep you informed on everything . And on a timely basis. And he did not draw it out over a long time. I was very please with him and I would used him again.


Thank you very much for the quality of service and dedication given to my case when you represented me. Michael Bixby and team are very responsible, organized, and efficient with great knowledge on the subject of...


My siblings and I were very happy with Michael Bixby's legal leadership in resolving our FINRA case. He did a great job explaining our case's strengths and challenges to us, and offered his guidance and expertise in ways...


I engaged Michael Bixby to pursue an investment fraud claim. He and his staff were most courteous and helpful. They were successful in getting a timely settlement. I would not hesitate to consult them again if the need...


My claim was handled in a very professional manner. The process was explained in advance, and I was kept in the loop. My questions were answered in a timely manner. I appreciate what was done on my behalf.


Get in Touch

Fill out the contact form or call us at (833) 547-4994 to schedule your free and confidential consultation.
  • Free and Confidential Consultation Free and Confidential Consultation
  • Available 24/7 Available 24/7
  • Lorem Ipsum Dolor Sit No Upfront Fees*

Leave Us a Message